Upvote:2
When I was living in Sweden, I had two cards:
I could use my Visa Electron in most places, with some exceptions. Those exceptions are when there is no telephone connection, such as on buses and trains. I have never used my Visa Electron in a place where I had to sign; it was either accepted with PIN, or not accepted at all. In machines on stations, I could always use my Visa Electron card just fine.
I would expect that you will have the same experience with your online-only chip and pin card, as I had with my Visa Electron.