UK Visitor Visa, if a Christmas visa was refused, will it affect our future PLAB 2 visa?

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Let me answer your questions in reverse order

  • "we were depositing the net amount of saving from our salary after excluding life expenditure, then in the following months, the total salary is deposited". This will make things harder for immigration to determine your finances. Where was the total salary being deposited to? And where were the expenses being paid from? If it was to another account, send the statements for that account. If you do this, write an explanation and make it very clear.
  • "Is it OK to submit 5 months bank statement instead of 6 months?" Not sending the right statements will be suspicious. They will assume you have something to hide.
  • "if the Christmas visa got refused, will it affect our 2022 visa application to sit PLAB test?" Each application will be judged on its merits. If you make an application that is refused you can always apply again, and if you fix whatever the problem was with the first application, can be approved. If you make two applications with essentially the same information either they will both be accepted, or both rejected.

Some exceptions to the last statement: 1) If you make a deceptive application it will effectively prevent you being accepted for a long time 2) If you violate the terms of your visa on the first visit you won't get a second visa. 3) Immigration may find your desire to sit the PLAB more plausible than your desire to have a vacation, especially if your finances aren't such that you could easily afford both.

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