Personal loan on credit card for Schengen visa with good salary
Upvote:1
If you need a credit advance to make your application credible then you probably can’t afford the trip. ECOs are not gullible, they will see through it. Your general financial situation should show a regular surplus of income over expenditure and savings sufficient to cover the trip and some on top (personally I think it unlikely 2 months’ worth would be enough). You can work out how much subsistence money is ‘enough’ by looking at how much your accommodation will cost and adding in planned daily food costs (e.g. €50 per day), travel costs etc. It’s impossible to say with certainty what sum is ‘enough’, it depends on your itinerary, where you are planning to stay, which tourist attractions you plan to visit etc.
Upvote:3
Do not - I repeat - do not bump up your balance for the application. This will surely get your application rejected for funds parking.
The reason they ask to see a banks statement because it is evidence of many things.
It shows steady income that matches what you have mentioned in your application. So if you say your salary is 5000, there should be some regular payments of 5000 that show a salary.
It shows that you are not borrowing for your trip or this trip is otherwise a financial burden on you. You don't want to see a bank balance of 500,000 if your salary is 5000 (unless you won some lotto, so in that case you would have to explain it).
The exact amount you would need to demonstrate that you can afford for this trip differs from one country to the next. Italy, for example, is very expensive vs. say the Netherlands or some other countries.
A cash advance from your credit card will not help - it may even hurt your application. You can say you have access to a credit card (there is a place to mark that on the application) and that is sufficient.
Again, keep in mind that the financial statement is just one part of the entire picture and they look at it for different purposes.
More post
- 📝 Getting from Lille to Paris by public transport, after 10pm
- 📝 Travel within Cape Verde
- 📝 Passport validity to enter Canada
- 📝 DS-160 - Monthly Salary local currency
- 📝 Can I leave the Schengen area from another country other than the one I issued the visa from?
- 📝 How to Transfer OCI Sticker from expired US passport to new US passport
- 📝 How strictly does Ryanair enforce the height restriction on baggage?
- 📝 Transferring between Domestic and International terminal T2 - Chhatrapati Shivaji International Airport
- 📝 Using multiple-entry 'turismo' schengen visa for business
- 📝 Difference between a "Check-in counter" and a "Ticketing counter"?
- 📝 Can I transport fluid in Ryan Air's larger hand luggage?
- 📝 I am traveling to Canada on a visitor visa on my old passport. and I have a new one
- 📝 Philippine passport holder, Pass holder in Singapore (work), applying for a Japan tourist visa, but Port of Origin is Philippines
- 📝 Can I get a transit visa in Taiwan on arrival?
- 📝 Do I have to book my tickets before applying to E-Visa to India?
- 📝 5 hour international layover in Tokyo Narita?
- 📝 Do I need to renew my US tourist visa in my home country or in the country where I reside now temporarily?
- 📝 My coworker's Ryanair flight has been canceled because a partner is on strike. Can he ask for a refund and/or compensation?
- 📝 Bus from Zabaikalsk to Manzhouli, ticket price
- 📝 Immigration stamps show through the back side of my passports pages. Is this a common problem?
- 📝 What happens if I pass passport control and I cancel my flight?
- 📝 How to Book Tickets When Kids Return With Different Person
- 📝 Amsterdam: parking a rental car downtown
- 📝 Indian Passport binding loose
- 📝 Why does TSA check IDs on US flights?
- 📝 My current insurance doesn't fulfill the requirements for a Schengen visa. Can I buy extra insurance in addition to my existing one?
- 📝 How to apply for Australian visiting visa while working remotely?
- 📝 Practical implication of Judgment in Case C-754/18 to family members of EU citizens according to EU 2004/38/EC
- 📝 Australian Tourist visa - apply from India and travel from USA
- 📝 Can my spouse travel to UK alone on a visitor visa and then join me?
Source: stackoverflow.com
Search Posts
Related post
- 📝 Personal loan on credit card for Schengen visa with good salary
- 📝 Credit card travel insurance for Schengen visa
- 📝 Schengen visa requirement for newly-married wife of a British citizen with a family member residence card through her son-in-law?
- 📝 Consequences for canceling a credit card before going on a flight bought with miles from that card
- 📝 How to change a Schengen visa with single entry valid for only 15 days?
- 📝 Does my EU residence card count as a Schengen visa for the purposes of entering Argentina visa-free?
- 📝 Can I get an e-Visa for Turkey with a Schengen visa for an earlier date than the Schengen visa?
- 📝 How to answer dates/day questions for multiple entry Schengen Tourist Visa application, with unplanned dates?
- 📝 Schengen airport transit visa requirement for a Nigerian with an expired F-1 visa
- 📝 Does a Swiss SEM entry authorization letter with an otherwise valid Schengen visa (suspended due to Covid) suffice for airlines to allow boarding?
- 📝 Schengen visa for Thai wife residing in the UK with her British citizen husband
- 📝 Travelling in Schengen area for a year with visa
- 📝 Is my Visa Gold considered as debit or credit card for car rental?
- 📝 Does a French with US green card need a Mexico’s Visitor Visa (FMM) when entering Mexico by land for a few days, and if so can it be done at border?
- 📝 Applying for a Schengen visa from Greek embassy with an expired resident visa in Israel?
- 📝 Can we show both Credit Card Statement and Bank statement for Schengen visa?
- 📝 Multiple entry Schengen Visa valid for 5 years, with duration of stay : 90 days
- 📝 What's the form for the HR letter I need to include with the Schengen visa application?
- 📝 I want to travel to the Schengen area for business and take my family with me. Can we apply for a visa together?
- 📝 Is a UK visa needed for a UK citizen's non-EU spouse with EU Family Member Residence Card to visit the UK together?
- 📝 Can a UK visa and BRP card associated with an expired passport be used for re-entry into the UK alongside a valid passport issued by another country?
- 📝 Are school fee receipts good enough as proof of ties for a Canadian Visitor Visa with Family?
- 📝 Questions about personal interview for Dutch Schengen visa
- 📝 Ration card for Schengen VISA application
- 📝 Schengen visa with adverse credit report
- 📝 Receiving a refund for AA Transportation Vouchers after using them for a flight paid with a credit card
- 📝 Schengen visa for two consecutive trips with one day break?
- 📝 Applying for a Schengen visa with a valid US student visa and an expired I-20 form
- 📝 Schengen visa for separate 1-week travels with 3 months in-between
- 📝 Is it possible to apply for a short-stay visa while I'm in Schengen area with a tourist visa?