Canceling United Flight - Credit Policy

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United Airlines uses a "New Money" concept for change fees.

Basically this means that you can cancel your flight at this time and receive a $953 credit voucher. However in order to use that voucher at a later stage you will need to pay $400 "new money" (ie, the $400 can't come out of the voucher value), and then you'll be able to use the full $953 value of the credit.

Depending on when the trip is, you may want to wait until it's a little closer to the date to see if they add Rome to their waiver list for areas affected by the Coronavirus. If they do that you will likely be able to (at least) avoid paying the change fee. The refund amount/change fee won't change over time, so as long as you cancel at least a day or two before the flight there's no reason not to wait.

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