Is it possible to reserve a hotel with a credit card with lower credit limit than the hotel expenses?
Upvote:1
"Is it possible to reserve a hotel with a credit card with lower credit limit than the hotel expenses?"
Yes. The most frequent scenarios are A) the hotel does not put any authorization hold on the card or B) puts a hold for one night as a guarantee.
You do not have to use the same card to settle the charges or authorize incidentals.
However, once you check-in, they may request a hold for all room nights unless you pay cash or make some other arrangement.
The only way to know for sure is to make the booking and contact the hotel 2-3 days later to confirm. You can also check the card account to see what was done.
Upvote:2
This answer assumes the 1600$ covers more than a single night.
Details depend on the specific situation, but it is rather common that the credit card information is used to charge you for the first night in case you do not show up, then cancel the rest of the stay. Then, when you actually pay for the hotel, you can use your debit card to pay. If this is indeed the case, you should be fine using your 1000$ limit credit card.
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