Upvote:3
You are not refused because 'of your account overflow' or it's removal, but because you overall history does not give a convincing picture that you would leave the country, and be able to pay for yourself while you are there.
Note that your overall history does not disappear by fixing a number and moving money it or out of an account, it simply becomes longer and even more unconvincing.
You need to consider how to make a convincing argument that you will leave the country, and not check off boxes on a list and adjust account balances. Simply imaging yourself in the position of the officer - what would you consider convincing evidence that you plan to return, and what is only 'window-dressing' to make it look like.