What was the reason for the refusal of my wife's and my request to get a USA visit visa?
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Unfortunately, everything we say about a US visa refusal will be speculation because they themselves don't tell the applications exact reasons.
The broad categories have a vast number of explanations all over the web already. For example, I can already guess from the yellow paper that your refusal reason is 214(B).
What does a visa denial under INA section 214(b) mean?
This law applies only to nonimmigrant visa categories. If you are refused a visa under section 214(b), it means that you:
Did not sufficiently demonstrate to the consular officer that you qualify for the nonimmigrant visa category you applied for; and/or
Did not overcome the presumption of immigrant intent, required by law, by sufficiently demonstrating that you have strong ties to your home country that will compel you to leave the United States at the end of your temporary stay. (H-1B and L visa applicants, along with their spouse and any minor children, are excluded from this requirement.)
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