What should I put down for "Reason for refusal"?

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Reasons for Refusal:

My refusal letter suggested that I was unable to satisfy the ECO that I met the requirements of paragraph(s) V4.2 and V4.3 of Immigration Rules Appendix V.

They know what it means to be refused under those sections and that much detail is enough, rest of the information is redundant. There is no need to state individual reasons that you think caused your refusal.

And there is no need to include the refusal letter unless specifically asked to. It’s the same country they will have all the records based on your reference.

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