To obtain a schengen a visa to Europe

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When you apply for a tourist visa, the officials try to determine if you are a genuine tourist or attempting to immigrate.

Your savings and income are part of that question. You need enough savings to pay for your proposed itinerary and you need enough income to make spending that much on a mere vacation credible. Few people would spend a year's income on tourism, even if they had saved that much.
Your job situation is part of that question. If you have a stable and well-paid job, they assume that you will return to it. Without a job, perhaps other documents can convince the officials that you will return.

o.m. 34673

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Source: stackoverflow.com

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