travel insurance against changing covid conditions
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I don't know where you are based, but in the UK the Consumer's Association did a review of travel insurance earlier this year (Jan) and found 5 which offered
cover you for cancellation if you can't travel due to changes in FCDO advice or because of a lockdown."
(where FCDO is the Foreign, Commonwealth and Development Office).
These were listed as "Barclays, Churchill, Direct Line, HSBC and Nationwide"
The details of their report are behind a paywall, but if I look at the Churchill website their Covid Travel Insurance page says
From the 5th October 2021, our policies will provide the following cover for COVID-19 (including any variants) and other pandemics for all trips booked but you are yet to take and any future trips you book:
Cancelling a trip if: ... The Foreign, Commonwealth and Development Office (FCDO, previously referred to as FCO) advise against all travel to your destination or all but essential travel to your destination within 28 days of departure, as long as the advice wasn’t in place when you booked your trip or purchased your policy (whichever was later).
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Source: stackoverflow.com
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