Travel insurance and no regular insurance?

Upvote:3

Read the terms of any policies carefully.

Generally, travel insurance is designed to deal with unexpected medical problems (whether illness or accident) while abroad by paying for the costs of your acute treatment and ,if nessacery, transporting you back home.

It is not designed to cover the costs of dealing with long-term medical conditions that arise our of said unexpected medical problem. Those are expected to be dealt with by your health cover back home. The problem is it sounds like ,during this period, neither the UK or Singapore will be a home you can be returned to.

You might find some providers who are prepared to insure you based on treating you as an Indian resident. It seems India does have some public medical coverage, but it seems to be pretty poor, and it's not clear to me if it would cover an expat returning home as a result of a medical emergency.

Upvote:5

You can’t use most common short-term travel insurances, even just for a lengthy trip like that they may not cover you even with a normal health insurance. There are providers for long-term travel insurance without a home or for long-term travel though, such as World Nomads. I haven’t used them since I use a Dutch one, but I heard they’re nice. You can easily google some alternatives to them too.

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