Upvote:1
Does my local health insurance work? If so must it be 30euro?
No, your local health insurance does not meet the guidance for the Schengen visa program. The minimum required coverage is 30,000 Euros.
You will have to purchase specific insurance for your trip.
The Belgian consulate handles the Dutch cases and am told it almost auto rejects it. Is that true? Must I travel to Nairobi to apply directly at the dutch embassy?
A lot of questions may be raised if you are applying from another domicile. As long as your documentation is correct and you are applying for the right type of visa you should have no issues.
Keep in mind the counselor is looking for proof that you will return after your visit to your home country - and specifically looking for reasons why (like say, you have a job, family, property, etc.)