Money and Cards in the US

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In most cases, you can use a debit card, even for small payments. Carrying about $20 with you would help in instances where debit cards are not accepted.

You can easily transfer monies to your USA bank account via wire transfer. Make sure that your bank abroad allows you to wire transfer without being physically present.

Waiters will be very surprised if you decide to follow them with your card. This is not the custom. They could use a skimmer at the point of sale and there have been some instance of credit card fraud where company systems where hacked.

Fraud exists but is infrequent and the bank will protect you. They will reimburse you immediately in case of fraud. In case of fraud, you will need to replace your card. In my 15 years in the USA, I was the victim of credit card fraud four or five times and never lost a cent.

David Segonds 732

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