UK Standard Visitor visa refusal for job interview - under V4.2(a) for lack of own funds
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I will give you as honest an answer as possible, being that I am originally from Ghana. You can get a job, home, spouse and kids, in Ghana, do some traveling and returning to Ghana within the limits set by the visa, and then you are ready to apply again to the UK however it doesn't guarantee anything. How do I know?
Well I am from Ghana but legally resident in the USA since 1998. I am married, have a great well paying job as an engineer here in the USA, have traveled several times to the UK and previously had two five year multiple entry UK visas, visited several other countries in Europe, own my own home and financially secure. I have never overstayed a visa in any country and travel extensively.
In November 2015 I applied for a simple 6 month visa to visit UK for one week and indicated I had $3500 of spending money. Lo and behold I was refused under V4.2E
I laughed out aloud! He said I do not have enough funds to spend in Britain for the duration (1 week) without working or recourse to public funds. Can you believe it? I a 41 year old married man with a great job with great travel experience and a permanent resident of the USA would recourse to public funds or work illegally in UK for one week? Lol methinks the consular officer thinks too highly of his country, or perhaps too lowly of me.
His explanation? I presented a Bank of America account with a balance of over $20k which shows huge deposits (of $25k plus each) and withdrawals not in line with my income of $9.5k/month. Now of course because UK visas are purely by mail, I am unable to explain to him those funds come from my own brokerage account because no sane person leaves such amounts just lying in a checking account earning 0.1% interest per annum. Did he expect me to send copies of all my financial accounts including brokerage, savings, checking, IRA's, 401k's etc for a simple UK visa?
I was refused without recourse to appeal, apparently UK visas no longer give appeals. But I am just giving you my case to make it clear to you that you may improve your profile however visa officers are able to refuse you with the most asinine of excuses, particularly if you're coming from a developing country. In my case I don't even live in a developing country.
I didn't apply again and plan to visiting the UK on an American passport next month without a visa. I just might be refused entry and you'll see me featured on an episode of UK Border Force getting deported.
So once again, take a few years and improve your profile like suggested in the first paragraph, bearing in mind there are no guarantees and there is some degree of randomness and madness in the visa approval process.
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