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User @GayotFow, on sabbatical, has spent Boxing Day offering a comprehensive response to your query via his blog post (and with the author's permission).
There was an interesting question on TSE about the UK Standard Visitor Visa (SVV). The question has a lot of different parts, but portions of it can be answered ‘canonically’ (i.e., addressed in a way that covers a broad category of applicants).
The OP and his spouse are preparing their applications for an SVV. In this case the OP is the family ‘breadwinner’ and his spouse is a housewife without a source of income. In UKVI terms, it means the OP is the ‘primary’ and the spouse is the ‘dependent’. According to the rules, both primary and dependent must submit a separate application, it means there is no such thing as a ‘joint application’. Even if there are multiple dependants such as children, each applicant must submit their own application.
UKVI recognises that the traditional family model of a primary and dependants raises special considerations about how questions are answered and how evidence is presented. In particular they do not want dependants to include copies of the primary’s evidence. Doing so would go against UKVI’s overarching requirement that all evidence should be originals (to the extent reasonable). Given this is the case, there is not much value in attempting to make pro-rata allocations for each family member’s trip costs because such allocations would be contrived and we all know that ECO’s bristle when they see contrived evidence.
So in these cases, the ‘primary’ alone submits the bank statements and other financial evidence. This includes statements that are held jointly by the ‘primary’ and their partner. The ‘primary’ also submits estimates for the trip cost as a bulk figure. In the remarks section, the ‘primary’ should list the GWF number(s) for each dependent. Each dependent should list the GWF numer in their remarks section along the lines of…
Dependent application and travelling with the Primary, [Primary’s Name, relationship], GWF number [Primary’s GWF number]
For children under 18, their remarks section should include the additional line(s) that identify other adults who they are travelling with, something like…
Also travelling with [Adult’s name, relationship], GWF number [Adult’s GWF number].
When UKVI sees the various GWF numbers they will know what to do after that with respect to linking the applications together.
A note on ‘e-statements’… It is fine to print out ‘e-statements’, but each statement must be verified and signed by the bank manager. And then all of that must be translated into English.
I have already explained elsewhere that the family should show up ‘en masse‘ for their biometrics at the primary’s appointment and once completed, the other appointments should be cancelled. It is long-standing UKVI policy that families should not be separated at any part of the visa process.
Each application should be placed in its own A4 (or ‘legal’ size if in the USA) envelope and addressed fully. The outside of the envelope should include the various GWF numbers just like they appear in the various remarks sections. This is fine for applications that are collected at the Visa Application Centres. For applications that must be posted a single large envelope can be used to contain the individual envelopes according to optional preference.
You may ask… Where’s the link for all of this information so that I can verify it?
There isn’t one. None of the material given in this article appears anywhere in the corpus of UK Immigration Law. Instead, this material is extracted from ‘best practices‘ (i.e., what would happen if a proper solicitor were representing the application(s)). There are lots of different ways to assemble a winning visa application and ‘best practices’ is only one of them.
Side note: somewhat inexplicably the OP asks if they should provide their travel history where the form asks about the applicant’s travel history. Assuming I understand the OP’s intent, then indeed yes, the applicant’s travel history should be provided in the part of the form that asks for the applicant’s travel history. For working purposes, ‘travel history’ means any country outside of that shown in the applicant’s passport as their nationality. This includes any transit where the applicant entered land side.