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There are two main interpretations of how karma is accumulated.
In Sarvastivada branch of philosophy, past actions can be directly related to new consequences, because fundamentally "everything exists" and only the modus of time changes. As things aren't losing the status of existence, they can cause new things. There is a special additional property (called prapti) to relate or un-relate action to the stream of consciousness. So when you perform an action it doesn't need anything else to be able to cause karmical fruit. (Of course it requires other conditions to work.)
In Sautrantika branch of philosophies, actions are accumulated by means of traces (bija-vasanas) in some sort of storehouse consciousness (alaya-vijnana). It works similarly to when you plant the seed of a tree into the ground; the seed disappears but the tree still contains the ability to ripen into certain fruits. Thus, action could be accumulated in something completely different from the action itself. So when you act, you actually change yourself as a whole in a way that accumulates the potential to acquire karmic fruit.
Yes, intention is kamma, but there are two types of kamma (SN 35.145) old kamma and new kamma. Where new kamma is intention (as thinking) and what-is-after-intention (actions of speech and body), while old kamma is your body as whole (i.e. the totality of all organs). In that way you have your old kamma always with yourself in your body (including all organs of perception and intellect).
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There are two types of kamma or deeds.
1).Meritorious deeds
They are described as deeds which generate peaceful pleassure in mind. Effects are given as peaceful pleassures with less attempts
2).Demeritorial deeds
They are described as deeds which generate harsh and suffering in mind even at the moment of kamma. Effects are given as suffering with no results even with hard attempts.
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To understand correctly anattā teachings, we have first to determine what exactly is Something according to Buddha and Buddhism. Something , or positive value, according to Buddhism is 5 skandhas, 12 Āyatanas or 18 Dhātu, i.e. - all perceivable reality - and that is indeed what doesn't reborn.
Buddhism is here inline with Upanishadic teachings on Ātma - which defines: "Ātma is naught" , "Neti, neti" - "Nor this nor that", "Only naught exists" - it is nothing which could be included in our empirical perception, but still it exists, or otherwise - you cannot tell exactly not that it exists, not that it doesn't...
Sadly enough there are many misconceptions on this subject today among people - since there would be different experiences of those clearly perceiving the inner light and those living in ignorance...
Regarding Karma I agree with what was said earlier - on one hand - Karma is vasanas or impressions in the consciousness, or Alaya-vijnana, created by the our Activities - Wrong action, speech or thought - since the word "Karma" itself means Action, Activity in a wider sense.
So - from the Absolute viewpoint "only naught exist" - nor mind, nor karma, nor Ātma nor perceptions, nor feelings, nor categories have a real being.... They are just a mud hiding from us the ever shining Buddha mind, alas god in other religions...
No wonder in Sanskrit both - Buddha and incarnations of God - are addressed equally - Bhagavān - translated by Buddhist authors - as Lord - and translated by Krishnaits - as "The Divine Personality of Godhead":)
But let's remember - for ordinary people, who are not reached the absolute Liberation yet, not all affections and ignorance is cleared yet - "Everything exists" - meaning all 5 Skandhas exist, and they are quite "real" for an ordinary citizen and cloud their perception and intentions.
Regarding the definition - that "Karma is intention" - I would remind the old simile of Buddhist Arahants - in their answer to the quetion - "How did god create this universe - with intention or without?!" - The answer, according to tradition was - "If he had an intention - he was selfish, he got some selfish motive. And since - he would not be regarded as an Absolute. In case - he didn't had any intention or motive - we say: he is probably playing as a small kid...":)
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A lot has already been said about the intention part of what kamma is.
I just want to add something on how 'things' get transported to the next mind moment. If you want to know how that works you really have to dig into the different paccayo's as discribed in the Patthana.
In this case the Kamma Paccayo.
Important to remember is that there is never just one paccayo at work. There are always several paccayo's working in a moment having impact on the object or the next mind moment or...
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What, precisely, is kamma/karma?
There is no answer to the above question:
Kamma is not in the Oxford Dictionaries. Thus its meaning is dependent on the user. Karma is defined in the Oxford Dictionary, thus:
Definition of karma in English:
karma
1[mass noun] (in Hinduism and Buddhism) the sum of a person's actions in this and previous states of existence, viewed as deciding their fate in future existences.
Wikipedia defines it as follows: Karma (Sanskrit: कर्म; IPA: [ˈkərmə] ( listen); Pali: kamma) means action, work or deed;[1] it also refers to the spiritual principle of cause and effect where intent and actions of an individual (cause) influence the future of that individual (effect).[2] Good intent and good deed contribute to good karma and future happiness, while bad intent and bad deed contribute to bad karma and future suffering.[3][4] Karma is closely associated with the idea of rebirth in many schools of Asian religions.[5] In these schools, karma in the present affects one's future in the current life, as well as the nature and quality of future lives - one's saṃsāra.[6]
With origins in ancient India, karma is a key concept in Hinduism, Buddhism, Jainism, Sikhism,[7] and Taoism.[8].
There is no precise definition for Karma.
The word Kamma is not found in the Nikaya Texts of Theravada; however, it is found in compounds.
A word kammaṃ is found in the Nikaya texts. The words cetanāhaṃ bhikkave kammaṃ vadāmi is an example of usage. The meaning of the word is not understood is clear from the discussion.
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Karma is not something one accumulates; this question gets asked so often because, as you say, there is a misconception of it being a 'a solid, substantial' entity.
Karma is volition (intention is a bad translation, IMO), or in abhidhamma, the seven javana citta present in an ordinary mind process (i.e. every moment of experience).
All this means is that every experience you have has the potential to affect future experience in some way; the fact that karma produces a result in kind is indicative of how natural the process is - karma is simply the law of causality that moulds our lives according to our actions. That this should continue after death is not a problem for Buddhism since, as I've noted several places here already, death according to Buddhism is just a concept. The mind states continue to arise and cease according to the law of causality.
As to how one mind can affect the next, I really have no answer besides that through the practice of meditation you can verify for yourself that it is indeed the nature of reality; why it is this way is somewhat irrelevant.