score:3
In general, I'd say, don't worry too much about it.
Before this answer get's shut down, let me explain.
Firstly, let's talk about the physical items that you want to protect. If you've worked hard for these and value them, then more than likely, you are going to protect them with the same diligence as you would in your home country.
Coming from Pakistan, you may find that the majority of destinations will be much less interested in these physical items.
Money and credit cards are a little different. Firstly, make sure that all of your credit cards are chip and pin, and have MasterCard SecureCode
or Verified By Visa
enabled - talk to your bank about this before you travel. If your cards are stolen, then these systems go a long way to prevent your card being used online or in a physical store. In the event that they are used, you stand a very high chance of winning a dispute and getting a full refund of any fraudulent charges, should your card fall into malicious hands.
As for cash, carry only what you need. Ensure that you have overseas ATM privileges with your bank, and only carry on your person what you need for the next 24 hours. Now, banks are terrible and withdrawals overseas may be expensive, so in such cases, making a single withdrawal and keeping cash in a hotel safe, may be an option. Many international hotels have ATMs inside which are safe and secure. If you have to withdraw outside of the hotel, then choose a time and location where you can safely make a withdrawal without attracting too much attention.
But my main advice would be - don't sweat it! Travel is a gift - the opportunity to see and experience new places, new cultures, new food, and new perspectives is unrivalled by any other. Enjoy it, immerse yourself in the experience, and let common sense take care of your material possessions - especially the ones that can be insured and replaced.
Upvote:2
Very broad question. Fortunately we've never had a serious incident (in 100s of trips through 30+ countries).
So in general we found, that whenever works at home tends to work in other countries as well. The "risks" associated are often over stated by the media.