score:1
At ryokans or ryokan-like accommodation, or in onsens, you are likely to get supplied with a yukata for wearing while you're in the accommodation, so you don't need to bring your own.
Correct. I'm reluctant to assure that "every" ryokan supplies it, but over 99% do.
At festivals, it's common to wear waf*ku including yukatas. I assume that you have to bring your own.
Do you mean "omatsuri" in the "festivals"? It is common to wear waf*ku, especially yukata. However, yukata is used only in summer.
In the touristy areas of cities associated with traditional Japan, such as Kyoto or Kanazawa, I've seen women wearing kimono (not yukata), and I've read about but not really seen men wearing kimono (not yukata), possibly rented. I assume yukata would be insufficient clothing for such scenarios.
It is pretty awkward I believe. Also it is not appropriate to weak yukata except in summer. In any season but summer, yukata is used only inside.
At some celebrations (for example dinner parties at the programming conference RubyKaigi, which has a bit of a Japanese element to it), I've occasionally seen women wear some sort of waf*ku, but I can't recall men doing so.
I don't know how it feels in RubyKaigi (I assume these types of conferences are more casual meetings... at least in Pythonic world, though I never attended these conferences so I don't know...), but it is not uncommon for women to wear waf*ku in special situations, such as a wedding ceremony of her friend. It is rare for men, especially in Tokyo, though, and men prefer suits.
There are some reasons behind, but the most likely reason is women have had more opportunities to wear waf*ku than men. Most parents want to see their daughter to wear kimono when she gets 20 and participates in a coming-of-age ceremony. Another chance women have opportunities to wear kimono is a graduation ceremony in university.
On the other hand most younger men don't know how to wear waf*ku nor have never or rarely worn it in his lifetime.