Is Chime a real bank for immigration purposes?
Upvote:2
The small print of Chime says:
Banking services provided by The Bancorp Bank or Stride Bank, N.A.
I take this to mean that Chime is essentially a marketing front for those two banks, and that the actual accounts are managed by one of the two partners. If this is the case then your accounts will be treated the same as a Bancorp or Stride bank account. I use a Canadian bank with a similar relationship to one of the big banks, and everything about my banking has always been treated the same as the major bank it is partnered with.
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