Will my Schengen visa application automatically be denied if my resident permit is going to expire within 3 months?

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As far as I know there's no formal limitation on when you're allowed to renew your IRP, and your local Garda station is extremely unlikely to take issue with you doing it early if you explain the situation to them. You've still got plenty of time, so I'd suggest applying for a visa with the card and documentation you have (make sure to include the documentation that got you the IRP in the first place!), and if you do get denied, take the denial letter with you to an early IRP renewal appointment.

Note that your local Garda station is likely to be less experienced and knowledgeable about the IRP process than INIS (which manages registration for people in Dublin). If you do end up having to renew early, a printed-out email response from INIS saying that that's allowed could make the process smoother.

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