Ireland, car hire & SCDW

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No. The third party excess insurance will repay you if you are billed for damage to the car, not the car hire agency. If the car hire agency requires an authorisation for some amount, they likely won't be persuaded by your excess insurance policy because they can't be sure that the policy will pay out in all circumstances where they would charge you. For example, if you drive drunk and crash the car, this might invalidate the excess insurance policy.

MJeffryes 14578

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Source: stackoverflow.com

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