Should I apply again for a UK visa?

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It’s a mistake to focus solely on bank statements, other aspects of an application such as ties to your home country are equally important. There is an excellent answer here explaining a Schengen refusal for the reason you were given: Schengen Visa Refusal: Justification for the purpose and conditions of the intended stay was not reliable and a detailed answer on typical reasons for a UK refusal UK visa refusal on V 4.2 a + c (and sometimes 'e') You are free to apply for a UK visa again, however you will have to disclose both refusals which is likely to significantly reduce your chances of success.

Traveller 30128

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Source: stackoverflow.com

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