Can insurance for two [couple?] be used for one traveller?

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The only way to be sure would be to check the wording of the actual policy, or to check with the insurance company, however I would be very surprised if you were NOT covered when travelling alone.

I also have annual travel insurance, and a quick check of the policy document shows that it does cover adults (but not children!) when travelling alone, even if covered under a family policy.

You may also wish to check that your policy is suitable for travel to the US. Many policies aimed at other parts of the world have limits that are lower than may be required in the US, especially for medial fees. Given you normally travel in Europe you're probably OK, but it would be worth checking.

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Can insurance for two [couple?] be used for one traveller?

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