My dog chewed my money

score:13

Accepted answer

Oops! How to deal with this depends on the extent of the damage.

If it's just somewhat damaged (and, I hope, cleaned of dog slobber), such as a ripped off corner, you can likely spend it without any issues. Damaged money won't usually be accepted by vending machines, transit ticket machines, etc..., but most cashiers will take it if it's a little ripped or torn. If it's more damaged than that, your experience may vary. Some cashiers might possibly take a bill that's been ripped in half and taped back together, but others are likely to refuse.

Damaged but not mutilated currency can be exchanged at a bank, if it's obvious that you have more than half of the the bill and both serial numbers are present. These are bills that are soiled or torn. However, whether an individual bank will do so for a non-customer is up to them; playing the "desperate tourist" card may help in some cases. You could also try visiting a smaller bank or credit union. It's also possible the currency exchange you got it from could be willing to exchange it.

If the cash is downright mutilated, to the point that security features are missing and experts will have to determine the value by piecing everything back together. you'll need to send it into the Bureau of Engraving and Printing. It can take them months or years, but they'll eventually process your claim and send you a check, a free service from the US Government.

Many businesses in the US accept credit cards, so it's not generally necessary to use cash, with some exceptions.

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