Do businesses in St. Petersburg and Moscow typically charge extra fees when you pay by card?
score:2
I'm from Saint-Petersburg, and I was in Moscow for a long time, and can say that the cases when one's charged for using the credit/debit card is very rare in places like shops/cafes/museums, where you're using payment machine. I've used both Russian ussued card and foreign issued cards.
According the Russian law, the business must notify it's clients about all the fees, so you should just ask about additional fees and other charges before paying for something.
However, things are changing when we're talking about businesses proving some service, like delivery, translation, etc. they may charge you for some forms of payment, including the card. This is a common thing for those who uses some kind of software to transfer the money, online retailers, for example.
Banks wil definitely charge you to get money from your card with cashier, but **some of ATM may not charge you additionally (eg, Citibank usually don't charge other's bank cards). ATM will notify you it there will be additional charge before the transaction.
Upvote:2
You can find extra fees of 2-3% at some shady online retailers. Don't think you'll be interested in internet shopping I assume.
In Russia, nobody will ever pay with card if it would incur a fee. Russians are extremely sensitive to charges on their money. One will rather get their funds from one ATM then go dump them into another ATM than use wire transfer with even 0.5% fee.
Indeed, many banks offer cashback on their cards, when you get around 1% of your card transaction back. Obviously it will be dubious if venues charged extra for card transactions.
In short: it's exceedingly rare that there will be extra charges when paying with card. Even minimum payments are uncommon. It's a pretty common thing to use a card to pay sub-Euro sum.
Still I would advise you to carry some cash around. The number of businesses that don't accept cards is small but it's sometimes the most interesting/weird places.
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