Why was I refused a tourist UK visa? Should I reapply for a business visa?
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Your story highlights a recurring theme in Southern Asia where entry clearances applications are concerned, namely travel agents and con artists professing knowledge of UK immigration law. The victim is the applicant. Don't use travel agents in the place of qualified and regulated professionals.
In your case, the first course of action is to determine if an application was ever submitted. After your biometrics were enrolled, did you actually attend the appointment at the VFS? Or did the agent go instead? Does your bank statement show a debit from the British consulate or VFS immediately after your application date? How were you informed about the refusal? Did you personally retrieve the paperwork at the VFS? Or did the agent collect it? And what does the refusal stamp in your passport look like?
Assuming the application was actually submitted, the next step is to get a tenable strategy for making a fresh application. Did your sponsor include a statement from the landlord saying it is ok for you to stay there? Does yours or your mother's bank statements have irregular cash flows? Did an Entry Clearance Assistant (ECA) from the consulate call the bank to verify your account? There's so much detail it's impossible to provide it here, you need competent and regulated representation to sort it out.
For your other question: should you go for a Business Visitor application? No. It's wildly adventurous to go for a more senior application if the General Visitor application was refused. It will get flagged for refusal by an ECA as soon as its logged in to Proviso.
You can contact Sonam Khan (the Law Society's point of contact for India) at the Law Society (email [email protected]) to get the names of a few qualified legal representatives in India. And yes, you'll have to pay them. Save all the paperwork and a copy of your first application.
In the meantime, you can read Paragraph 41 of the Immigration Rules.
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