When God works 'all things' for the good, is anything excluded in the word 'all'?

Clearly this verse is saying, ‘we know ----‘ because ‘God foreknew, predestined, etc.’ Therefore, from a basic standpoint there is no controversy in this verse at all. It is simply saying that since an infinite powerful God has planned before time to bless us then nothing in this world, or in time, can properly harm us as we are destined to be rich in glory. Imagine an infinite God with bags of riches determined to hunt you down and give all of it to you. Would you not in some sense say then that those things in your life, good, or bad, are somehow working a final positive result in your eternal status? Of course you would unless grossly misunderstanding the Bible along many fronts.

All one has to do is look at some sample Bible Commentaries like these, and one will immediately find that most see this involving God’s power, good will, grace and sovereign control over the affairs of this world.

For example from this link, just looking at the first two already set the stage:

Barnes' Notes on the Bible

All things - All our afflictions and trials; all the persecutions and calamities to which we are exposed. Though they are numerous and long-continued yet they are among the means that are appointed for our welfare.

Clarke's Commentary on the Bible

God's providence is working, his Spirit is working, and they are working Together with him. And whatever troubles, or afflictions, or persecutions may arise, God presses them into their service; and they make a part of the general working, and are caused to contribute to the general good of the person who now loves God

Now the question is not that God is doing this, but that how far can we say he is doing it, are there any exclusions or limits to this positive view of our own life which faith in God provides.

For here we can simply let the scripture interpret itself. First there is the implicit argument derived from this that whatever dangers we face, they can’t break this love we are are 'clutched by' as nothing can harm us but what God permits and at the sime time protects from destroying us:

For I am convinced that neither death nor life, neither angels nor demons, neither the present nor the future, nor any powers, neither height nor depth, nor anything else in all creation, will be able to separate us from the love of God that is in Christ Jesus our Lord. (NIV Romans 8:38)

Second there is the positive aspect that if God is working everything out to our benefit then in a sense we have been made possessor of everything. What is the rich man but our servant? What is the great teacher but our servant? What is the government, the moon, the starts but things put into place to serve us in our entrance ito great riches and glory?

So then, no more boasting about human leaders! All things are yours, whether Paul or Apollos or Cephas or the world or life or death or the present or the future —all are yours (NIV 1 Corinthians 3:21-22)

Third this wealth and comfort rest entirely in God as a Lord of the universe disposing all things in such a way as to execute a grand design, all planned before to the minutest detail before we were born.

In him we were also chosen, having been predestined according to the plan of him who works out everything in conformity with the purpose of his will (NIV Ephesians 1:11).

Whether Calvinist or Arminian there is no reason to reject the comfort of this truth, however we explain God’s election it is something in conformity with his will which as we are bound under his love by grace can mean nothing but our good. Technically an Arminian can still believe in eternal security from this standpoint as God could simply ensure all who would reject their own faith, die before that happens since God is working out the time of their death to their benefit.

Fouth without such a positive and hopeful view that faith in God alone can bring, how else would we ever begin to practice this verse?:

Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds (NIV 1 James 2:2)

So we see there are no doubts that all, means all without restriction. The only reason why the question seemed doubtful is that I added a speculation about how winning a million dollars plays into this formula. However, this can neither be answered in the affirmative, or the negative, because we can’t pretend to fathom God’s sovereign will to such formulistic details. We can only have faith allowing his infinite wisdom to contain the answers on how he rules the world for our benefit and rejoice in that, knowing he is unstoppable, unmovable, unchangeable in his relentless will to bring us into everlasting glory ultimately unharmed by all the malice of the world, devil and sin.

How great is our God! Who can fathom it?