Traveling Alone to Europe
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Check the details on you home auto policy to understand what coverage it provides when traveling. Then, look at you credit cards to see what insurance benefit they have. Beyond that, I've never had to buy additional insurance from the agency.
You will have to carefully read the specifics of where you are allowed to take the car. 99.9%, Belgium and the Netherlands are covered. Going east, probably not.
But, do you rally need a car? Most worthwhile places are accessible by train.
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Source: stackoverflow.com
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