How do I make a reservation via IRCTC in indian railway now (Paytm fails)

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IRCTC supports a wide variety of payment options like

  • Debit cards
  • Netbanking
  • Credit Cards (Even international ones)
  • Mobile wallets

You can choose your preferred method on the booking screen, like this

netbanking usage

Possibly, you are using the first option "Multiple Payment Services", which has the PayTM option which is causing you problems.

PayTm option

Simply chose a different payment method from left side menu. For example, using a debit card with PIN gives

debit cards

In case of problems, you can contact IRCTC by e-mail.

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