Do I require a transit visa at Frankfurt if travelling to the United Kingdom?
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Short Answer: you can transfer airside at Frankfurt without a transit visa.
Longer Answer: Airlines check passenger documents carefully before boarding. The IATA database Timatic collects and presents this information to the airline, which is reviewed before a boarding pass is issued.
The German Federal Foreign Office presents different eligibility information in the page cited in your question. The airline, however, will check your eligibility to fly based on the Timatic database, not on the content of a governmental webpage.
Using your information in one of the many Timatic public access portals (here's one from Olympic Airways), generates the following information.
National India (IN) /Transit Germany (DE) Destination United Kingdom (GB) ALSO CHECK DESTINATION INFORMATION BELOW
...
TWOV (Transit Without Visa): Visa required, except for Nationals of India transiting through Frankfurt (FRA) or Munich (MUC), arriving from a non-Schengen Member State with a confirmed onward ticket for a flight within 24 hours to a third country which is not a Schengen Member State. They must:
- have a visa issued by Bulgaria, Canada, Croatia, Cyprus, Ireland (Rep.), Japan, Romania, USA or United Kingdom, and
- stay in the international transit area of the airport, and
- have documents required for their next destination.
The UK is not now an EU member state, having withdrawn January 31, 2020. The UK is also not a member state under the Schengen agreement.
Other requirements appear further down in the Timatic report:
Warning:
- Passports must be signed by the holder.
- This does not apply to passengers with a passport that has a fingerprint instead of a signature.
- This does not apply to passengers with a passport that has a remark stating that a signature is not required or that the holder cannot sign the passport.
- Further exemptions exist for minors, based on national laws
If you have an Indian passport valid for the duration of your trip signed by you (and not an Indian passport with a fingerprint instead of a signature, or one which recites that a signature is not required), a valid UK visa, and a ticket from FRA to the UK, your 3 hr 55 min layover in FRA qualifies you for this exception.
Thus, you do not need a transit visa for the layover in Germany.
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