will 10 year old refusals affect current visa application?

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When you are asked "have you ever been refused a visa", you say yes and explain what happened back then. You just didn't meet the requirements nine or ten years ago, but that shouldn't cause any problems as long as your situation has changed and you meet the requirements today. If you had been refused a visa two weeks ago, that might be a problem.

If you are asked the same question and answer "no", then 99% they will find out, and the fact that you lied would most likely mean you are refused a visa, and might get a ban, even if you would easily have got the visa if you had said the truth. So don't lie about it.

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