Notifying banks of travel to Florida

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I have both cards and, while I've never had a problem in the US, I do inform Wells Fargo of my travel plans, both domestic and international. The online banking system, in the alert tab, lets you plug in the dates and destinations.

A family member did have an experience similar to what you describe, but with Bank of America. The card was put on hold, not cancelled, when it saw transactions on the East Coast and the address on file is on the West Coast.

As for American Express, here's what it says to the query (in my online account management tool):

I'm traveling soon. Do I need to let American Express know?

No, you don't need to notify us before you travel. We recognize when you are traveling and will ensure your account is protected by monitoring the activity on your account.

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