Explanation for large inflows into bank account: UK visa for Indian Citizen

score:3

Accepted answer

If you have been holding/selling securities, you should include 3 - 6 months of broker statements or a similar statement showing how you acquired them.

And yes, the sale or liquidation of one account should tie out to the deposit into your current account. You can include a statement that contains a table like...

Date        Transaction              Proceeds      Description
xx/xx/xx    Sale of XYZ             12345.50       Broker account
yy/yy/yy    Deposit                 12345.50       Current account

NOTE: this is the way a solicitor would handle your circumstances. There is nothing in the guidance indicating that all of this is necessary. It is best practices and any suitable demonstration that accomplishes the same thing will be fine. If you think that the decision-maker will be satisfied with something less baroque, go with that instead.

Overall, the controlling legal authority is the deceptively simple phrase in Paragraph V 4.2 (e): "must have sufficient funds" with significant emphasis on the single word "have" and how this word is interpreted in the field. There are lots of refusals coming from applicants who don't pay attention to the actual words and what they mean. So you can take a hint from best practices and that part of your application should be OK.

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