How to visit Bermuda after previously receiving a refusal for a UK visa?

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According to Timatic you are partially correct:

Visa required, except for Passengers with a multiple-entry visa issued by Canada, USA or the United Kingdom valid for at least 45 days beyond the period of intended stay in Bermuda for a maximum stay of 3 months.

However, the official Bermudan government website states that:

As of 1 March 2014, Bermuda entry visas and visa waivers will no longer be required for tourist and business visitors and work permit holders.

From this we can surmise that student visas do require additional documentation. The Bermuda College website confirms this:

International student Entry Permits will be issued only to persons who are pursuing a full-time course of study at Bermuda College. International students cannot seek employment.

So the proper way to receive a UK visa is to first receive an official study permit from your university of choice.

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