Traveling to Croatia – what currency shall I bring?

8/2/2016 10:16:42 AM

You need cash for many small transactions in Croatia (most kiosks/independent bakeries, some fast food), but not for most hotels, international chain stores, and restaurants. I’d normally recommend just using a credit/debit card with a low foreign transaction fee to withdraw cash from ATM’s as needed. This is true in general, not just in Croatia: except in situations where you specifically need to bring lots of cash from abroad (such as in countries with special financial situations like Iran), you almost always come out ahead just using ATM’s.

If you’re sure you’ll need cash immediately and won’t be able to visit an ATM early on, I’d suggest bringing Croatian kuna (HRK). Euros are widely accepted for things like guided tours and hotels, as you’d expect in a small EU country with lots of tourism; as you’d also expect, the rates usually aren’t the fairest. The kuna is the national currency, and, in countries with highly developed financial infrastructure (like Croatia), you want to use the national currency as a tourist. Some prices (such as for hotels) are quoted in euros to protect against currency volatility and/or save tourists from having to do mental math, but they should accept kuna at the market rate.

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Hello,My name is Aparna Patel,I’m a Travel Blogger and Photographer who travel the world full-time with my hubby.I like to share my travel experience.

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