My credit card has no magnetic stripe. Is this a problem in the USA?

7/17/2019 3:43:37 PM

At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can’t use contactless at Walmart because they want to force people to use their own payment app) but while they’re uncommon it’s hard to predict where you’ll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren’t read, but these probably wouldn’t have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You’ll probably want to have some cash on hand and/or another card, just to be sure.

P.S. While you didn’t ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you “Debit or Credit”, always select Credit. “Debit” in the US is a completely different network that MC/Visa do not run on.

Credit:stackoverflow.com‘

About me

Hello,My name is Aparna Patel,I’m a Travel Blogger and Photographer who travel the world full-time with my hubby.I like to share my travel experience.

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