How might an Indonesian expedite a Dutch medical bill when the policy is to delay issue for four months?
- By
- Aparna Patel
- |
- 19 Jul, 2023
- |
I don’t know your particular insurance company, but I submitted claims to travel insurance a few times – although in USA, so take this with the grain of salt.
Typically travel insurance requires you to submit a claim within certain period. However “submitting a claim” doesn’t mean “submit any and all of your bills”, it is “letting your insurer know the covered event happened”. The purpose of this is that certain events need to be investigated quickly enough to confirm the event happened, as the required evidence would be lost.
Thus what she needs to do is submit a claim to the insurance right away without the bills. She should describe treatment received, the location, etc. She should also put a notice that she was not billed directly by the hospital, and the hospital only said to send a bill in 4 months.
What would happen next is the claim adjuster will reach out to hospital themselves to confirm she was indeed treated there. They will also ask the hospital to submit bills to them directly. Then the claim adjuster will talk to her, and unless the bills are received, the claim would be left pending until – and if – she receives the bill.
Credit:stackoverflow.com‘
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