Foreign car insurance for Canada and/or the U.S
- By
- Aparna Patel
- |
- 12 Aug, 2023
- |
You can get insurance no problem, but it will be at the highest rate as you have no driving history in the U.S, i.e. you don’t have a U.S drivers license.
They do want an address, nobody will sell you insurance without one.
All you need is a friend or someone willing to let you use their address, it really doesn’t matter.
It is more a case of them wanting a zip code (post code) to calculate the fees and somewhere to post any correspondence to.
How do I know?
I have done it.
It is straightforward to get car insurance if you get to the US or Canada on a work or student visa. Things are more tricky if you want to get car insurance as a tourist. Here, you’ll be looking for “temporary auto insurance”.
There are insurance sites that specifically mention insurance for foreigners, so I would assume that they may insure you, and there is this form (pdf) that would appear perfect for you, but you may want to contact the company first.
From the Lonely Planet FAQ, it appears that you may be able to visit brokers in person to obtain insurance. At any rate, make sure that your license, as well as any other useful documents (history of no accident) are translated and come with some official stamp that the translation has been approved.
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