How can a foreign tourist get auto insurance in California USA?

6/22/2017 7:40:12 AM

There are two types of insurance – liability and comprehensive.

Liability insurance is tied to the person. This is what covers you when you drive a vehicle that you do not own. Liability insurance is mandatory almost everywhere.

Comprehensive insurance (and collision insurance) is tied to the vehicle. This type of insurance covers things like vandalism and theft, damage as a result of an accident, etc.

Your car insurance policy offers both types of insurance; that is, it insures you (even when you are driving another vehicle) and it insures the vehicle (if driven by someone other than you; if they have permission).

If someone steals your car, then you are not liable for any insurance claims, assuming you have reported it stolen to the authorities.

Generally speaking, immediate family members are covered as part of the “insured” on the policy.

All licensed drivers of the vehicle (assuming the person is licensed for the type, and the license is valid in the jurisdiction) have some manner of insurance, assuming they have permission of the owner to drive the vehicle.

The issue arises of exactly how much coverage is available to you, in case of an accident when someone else (who has your permission, and is suitably licensed for the vehicle, and has a current, valid license) drives the car.

Here is where you need to check the fine print of your insurance policy.

Credit:stackoverflow.com‘

About me

Hello,My name is Aparna Patel,I’m a Travel Blogger and Photographer who travel the world full-time with my hubby.I like to share my travel experience.

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